Phone: (845) 774-0831    Fax: (845) 774-0835    Email: info@orutilfcu.org

Features

  • Loan maximum: $20,000.
  • No collateral required.
  • Fixed interest rate.
  • Repayment terms of up to 60 months.

Benefits

 

Features

  • Account may be single or joint.
  • Line maximum: $5000; Line minimum: $500.
  • Variable interest rate.
  • Automatic monthly payments made each month from your Share Draft Checking Account.
  • Advances are automatically made to cover an item presented for payment on insufficient funds.
  • The member may elect to have advances done from a share savings account prior to borrowing from the overdraft line of credit.
    • No Transfer Fee.

Benefits

  • No overdraft fees, no bounced checks, no embarrassment!
  • Low annual percentage rate saves you money.
  • Low Cost Credit Life & Credit Disability Insurance Protection available.
  • No closing costs, charges, or fees to member.
  • Fast, efficient turnaround time on completed loan applications.

Features

  • Loan maximum: $5,000.
  • No collateral required.
  • Fixed interest rate.
  • Repayment term of 11 months.
  • Offered Seasonally.

Benefits

 

Sallie Mae’s Smart Option Student Loan

For college expenses not covered by scholarships and federal loans, O&R Utilities EFCU has partnered with Sallie Mae to bring you loans with great repayment options and competitive rates.

Features and Benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

Click here to apply and learn more details.