Phone: (845) 774-0831    Fax: (845) 774-0835    Email: info@orutilfcu.org
  • Minimum balance to open is $500
  • Earn a higher dividend rate.
  • Terms are offered from 6 to 60 months.
  • The dividend rate is locked in at the time the Certificate of Deposit is purchased.
  • Dividends can be transferred to a share account.
  • Dividends are compounded daily and credited quarterly.
Certificate of Deposits are federally insured up to $250,000