Phone: (845) 774-0831    Fax: (845) 774-0835    Email: info@orutilfcu.org

VISA Cards

We know our members don’t all have the same lifestyles. That is why we have various credit card programs available to members through VISA and American Express to fit everyone’s needs!
Visa Signature® Bonus Rewards Card

  • Earn 1 point for every net $1 you spend, plus get a 25% BONUS (that's equivalent to 1.25 points) on all points earned every month, automatically.
  • $25 cash back with you first purchase.

Visa Signature® Bonus Rewards PLUS Card

  • Earn 1 point for every net $1 you spend, plus get a 50% BONUS (that's equivalent to 1.5 points) on all points earned every month, automatically.
  • $50 cash back with your first purchase.
  • $50 annual fee

Visa® Platinum Card

  • Our BEST introductory offer.
  • Save on interest and pay down your other credit card balances faster.

CLICK HERE for more information or to apply today!

American Express Cards

We know our members don’t all have the same lifestyles. That is why we have various credit card programs available to members through VISA and American Express to fit everyone’s needs!

Cash Rewards American Express® Card

  • Earn up to 3% cash back on gas.
  • Also earn up to 2% cash back at supermarkets and 1% on all other purchases.
  • $25 cash back with your first purchase.

Travel Rewards American Express® Card

  • 3x reward earnings on airline purchases, 2x reward earnings on restaurant and hotel purchases.
  • $75 cash back with your first purchase.
  • $95 annual fee 
CLICK HERE for more information or to apply today!

Credit Builder Cards

We offer cards for college students who may not have established any credit yet, as well as secured cards for those members who are looking for some help building up their credit score.

College Rewards Visa® Card

  • Earn 1 reward point for every net $1 you spend on purchases.
  • Remember, late payments and going over the credit limit may damage your credit history.

Secured Visa® Card

  • Excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card.
  • $35 annual fee
  • Remember, late payments and going over the credit limit may damage your credit history.

CLICK HERE for more information or to apply today!