Phone: (845) 774-0831    Fax: (845) 774-0835    Email:

Message from O&R Utilities Employees FCU's President/CEO 

As I reflect on the previous 12 months, our credit union is healthy and strong, thanks to the support of all our members. We have strong earnings and a well-balanced balance sheet. Even though we had to raise our loan rates, we remain very competitive. We have rewarded members for their savings in offering top of the market dividend rates on our money market and certificate accounts, we boosted those rates by offering a bump up to the rate postcard and bump ups for new money which have been extremely successful.

Every time that I have the pleasure to speak to our members, I hear nothing but good news, especially regarding our member service. However, if you ever receive less than stellar member service, please contact me directly at

A couple of highlights that have been implemented during my tenure so far:

  1. Credit score monitoring through SavvyMoney, if you are not currently signed up for this service please do.
  2. Financial education and counseling through Balance (both are free of charge to our membership).
  3. Enhanced our marketing efforts and communication with the membership.

Mitchell DeCoeur
President/CEO O&R Utilities Employees Federal Credit Union