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Rates are subject to change without notice

SHARE RATES - Effective March 26, 2008

The Dividend Rate & Annual Percentage Yield (APY) may change monthly as determined by the Credit Union's Board of Directors

ACCOUNT
Dividend Rate
APY*
Regular Shares
0.996%
1.00%
Holiday
0.748%
0.75%
Vacation
0.748%
0.75%

TERM CERTIFICATE ACCOUNTS - Rates Effective April 24,2008

Minimum deposit $500.00, Terms from 6 months to 5 years

TERM
Dividend Rate
APY*
6 Months
3.11%
3.155%
12 Months
3.45%
3.505%
18 Months
3.45%
3.505%
24 Months
3.45%
3.505%
36 Months
3.65%
3.712%
60 Months
3.85%
3.925%

MONEY MARKET ACCOUNTS - Rates Effective March 26,2007

Dividend Rate
APY*
$2500.00 to $9999.99
1.59%
1.60%
$10,000.00 to $39,999.99
2.45%
2.48%
$40,000.00 to $74,999.99
3.00%
3.04%
over $75,000.00
3.50%
3.56%

*APY is the Annual Percentage Yield
Compounded monthly and credited to account monthly.

Penalties for early withdrawal:
Maturity dates less than 1 year, 90 days of dividends.
Maturity date of more than 1 year, 180 days of dividends

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