Current Savings Rates

Rates are subject to change without notice.

SHARE RATES - Effective 12/30/2009
ACCOUNT
DIVIDEND RATE
APY*
Regular Shares
.60%
.60%
Holiday
.60%
.60%
Vacation
.60%
.60%
The Dividend Rate & Annual Percentage Yield (APY) may change monthly as determined by the Credit Union's Board of Directors

TERM CERTIFICATE ACCOUNTS - Effective 03/04/10
TERM
DIVIDEND RATE
APY*
6 to 11 Months
1.15%
1.156%
12 to 17 Months
1.50%
1.51%
18 to 23 Months
1.65%
1.66%
24 to 35 Months
1.75%
1.76%
36 to 59 Months
2.20%
2.222%
60 Months
3.00%
3.04%
Minimum deposit $500.00, Terms from 6 months to 5 years

MONEY MARKET ACCTS - Rates Effective 09/23/09
ACCCOUNT
DIVIDEND RATE
APY*
$2500.00 to $9999.99
.60%
.60%
$10,000.00 to $39,999.99
.95%
.96%
$40,000.00 to $74,999.99
1.35%
1.36%
over $75,000.00
1.50%
1.51%

*APY
is the Annual Percentage Yield


Compounded monthly and credited to account monthly.


Penalties
for early withdrawal:


Maturity dates less than 1 year, 90 days of dividends.

Maturity date of more than 1 year, 180 days of dividends

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