Effective
Date:
Oct 01,2007
|
| Rates
are based on your credit history and services you
have with the Credit Union. |
Vehicle Loans include:
Auto, Trucks, Boats, RV's, Motorcycles Rates
as low as
4.95
, APR*
Repayment terms available up to
84 Months
|
| |
Personal Loans:
Unsecured Loans
Rates as low as
8.250%
, APR*
Repayment terms available up to
60 months
Maximum loan about
$15,000
|
| |
| Savings Secured
Loans:
Rates as low as 5.00% APR* or 3% over the APY when secured by a Term Share.
|
| |
| VISA Debit
Card line of credit:
Prime Rate plus 6.25%
|
| |
| Fixed Rate
Home Equity Loan:
Rates as low
5.75% APR* on up to 80% of equity
.
Maximum loan
$100,000
Terms Available up to
10 years
|
| |
| Home Equity
Line of Credit (HELOC):
Rates as low as 4.00% APR* on up to 80% of equity. Variable rate based on Prime Rates, Changes quarterly.
.
Maximum loan
$50,000.
Terms Available up to
15 years
|
| |
| Auto Equity
Loans:
Up to 5 years, rates as low as 5.50% APR*
Over 5 years to 10 years, rates as low as 6.25% APR*
|
|
|
| *APR
= Annual Percentage Rate
If you have the following
service:
Payroll Deduction into Checking, these rates include
a discount of 25 basis points on all loans except
for First Mortgages with payroll deduction from the
members checking account with the credit union. |