| REGULAR
SHARES |
| Membership Fee |
$5.00 |
| Regular Shares below Min. $5.00 balance per month |
$1.00 |
| Return deposit per item |
$30.00 |
| Legal process (example tax levy) |
$50.00 |
| Inactive account (2 years no activity) per quarter |
$6.00 |
| Statement copy (over 90 days) |
$2.00 |
| Telephone transfer (using a CU employee) |
$2.00 |
| Withdrawals in excess of 3 per month |
$2.00 |
| Return mail |
$5.00 |
| Computer printout of account activity |
$5.00 |
| Closing account (within 90 days of opening) |
$10.00 |
| CU Official check, payable to third party |
$3.00 |
| SHARE DRAFT
ACCOUNTS |
| Stop Payments |
$20.00 |
| Photocopy of drafts (per item) |
$5.00 |
| Return draft (NSF) |
$25.00 |
| Certified Draft |
$20.00 |
| Draft printing |
fee depends on the
style of draft ordered |
| Transfer from share draft (to cover an overdraft) limit
of 6 per month |
$10.00 |
| Reconcilement of account (per hour) |
$30.00 |
| Stop payment, ACH payment |
$20.00 |
| Returned ACH payment (any reason) |
$25.00 |
| MONEY MARKET
ACCOUNTS |
| Below minimum balance of $2,500.00 fee |
$5.00 |
| Nonsufficient funds |
$25.00 |
| Uncollectible funds |
$20.00 |
| DEBIT CARD |
| Replacement of Visa check card |
$7.00 |
| New PIN number issued |
$7.00 |
| OTHER MEMBER
SERVICES |
| American Express Gift Checks |
$2.00 per check |
| American Express Traveler's checks |
$1.00 per $100.00 |
| Domestic Wire Transfers, outgoing |
$25.00 |
| Foreign Wire Transfer- outgoing |
$40.00 |
| Expedited delivery: |
Air Borne or UPS CU cost |
US Postal Service Express Mail-
CU cost |
| HOLIDAY
CLUB |
Early withdrawal from club |
$15.00 |
| VISA GIFT
CARDS |
| Cash Passport Card |
$5.00 |
| VISA Travel Money |
$8.95 |
| VISA Gift Cards |
$6.00 |